# Decided: the bank's view. A movement is a signed amount m from a to b: b rises by m, a falls by m.
# Alice deposits £1,000, Bob draws an £800 loan, month-end interest at 1.5% and 6.9%.

2026-01-01 * Alice deposits
  Asset:Cash -> Liability:Savings:alice "deposit" -1000.00 GBP

2026-01-01 * Bob draws his loan
  Asset:Cash -> Asset:Loans:bob "drawdown" 800.00 GBP

2026-01-31 * Interest applied
  Expense:Interest -> Liability:Savings:alice "interest" -1.27 GBP
  Income:Interest -> Asset:Loans:bob "interest" 4.69 GBP